Retirement planning
Make sure your hard work translates into a happy retirement
What does retirement mean to you? Whatever your goal, a great way to help you reach it, is by maximising your pension pot.
Make your money work harder to meet your goals
What are your dreams for retirement? Travel? Treating yourself to that classic car you’ve always wanted? Or maybe you don’t want to retire at all but rather start your own business.
We can help you maximise your pension pot by keeping track of and managing old pensions you might have lost touch with, carrying forward unused relief and more - plus we can get things set up so your family benefits even after you’re gone.
Whether you’re nearing this point in your life or you’re just getting started on the career ladder, it’s never too late or too early to start planning for your retirement.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.
“Rhiannon reviewed our personal finances and pensions in a very professional manner. She gave us sound advice and we wouldn’t hesitate to use her services again in the future.”
Retirement planning services we can provide
Getting the contributions right
Setting up a portfolio that works for you
Regular meetings to monitor and make any necessary changes
Helping you choose the right option at retirement
Advice on pension trusts
Pensions for children
Pensions for the self-employed
Company director’s pensions
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
What is your pension pot worth?
Use our online tool to get a general estimate of how much your existing pot might pay out and what you’ll need to save each month to meet any gap.
Financial advice for parents of children with disabilities
As the mother of a child with autism, Rhiannon has made the financial protection of children with disabilities a specialism. As well as providing one-to-one advice, she also runs a number of webinars and other events to provide parents with the advice they need.
Defined contribution pensions can now be passed down, meaning that even if your retirement is cut short, the investment you’ve made continues to benefit loved ones.Take a step towards a fulfilling retirement today
Whether you know what you need and you’re ready to go, or you’re still unsure about the best retirement planning options, contact us today. If we aren’t able to help you ourselves, we’ll certainly be able to point you in the right direction.