Intergenerational wealth management
Ensure your collective family wealth is used according to your wishes
Increasing life expectancy and major social change means many families need to reconsider how their accumulated wealth can work harder for the benefit of the whole family.
Future-proof your estate for future generations
It used to be that each generation’s estate would remain their own until, through death, it was passed down to the next one. But times have changed.
Today you can use your collective family wealth in a more proactive and efficient way. You might decide to set up a pension or investment for your children, gift a lump sum into trust, or leave money to pay for your grandchildren’s school fees.
Together we can work out the most tax-efficient way to leave your money to future generations, future-proofing and protecting your wealth for years to come.
Trusts are not regulated by the Financial Conduct Authority.
“Rhiannon took care of everything for me and explained things in very clear terms, so that at every stage I was clear what would happen.”
Intergenerational wealth management we can provide
Stretching retirement income across generations
Protection for the whole family
Helping loved ones onto the property ladder
Investing for a better future for your children
Future-proofing your wealth
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Inheritance tax calculator
Use our online tool to get an estimate of how much inheritance tax your estate might be liable for.
Writing an effective will
Although you will need a qualified solicitor to write your will, we are able to provide advice about the financial implications of your plans to help reduce inheritance tax. We can also provide recommendations to experienced solicitors.
Will writing is not regulated by the Financial Conduct Authority.
Financial advice for parents of children with disabilities
As the mother of a child with autism, Rhiannon has made the financial protection of children with disabilities a specialism. As well as providing one-to-one advice, she also runs a number of webinars and other events to provide parents with the advice they need.
Subject to other available allowances,Inheritance tax is charged at 40% on all assets above the Nil Rate Band allowance, which is currently £325,000 for individuals or £650,000 for married couples and registered civil partners. The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.Keep future generations in mind today
Whether you know what you need and you’re ready to go, or you’re still unsure about the best intergenerational wealth management options, contact us today. If we aren’t able to help you ourselves, we’ll certainly be able to point you in the right direction.